Sam Gorniak has a solid track record for closing deals in under 23 days and turning customers into lifelong advocates. In 2021, Sam closed 99.7% of all loans and all were closed before 30 days.
Introduce your customer to Sam. Sam can contact your customer or your customer can contact me when he or she is available.
The customer will turn in 7 major documents that are needed to start the underwriting process. Once submitted, Sam will ensure the documents match with the borrowers verbal information.
Sam will verbally screen all buyers to determine their debt to income ratio, credit score, and monthly approved mortgage payment.
Sam will issue a mortgage pre-approval and inform the Realtor about the facts related to the customer. i.e. qualifies for $2800/month payment, credit score, any concerns, etc.
The customer will complete the online loan application at FlMortgage.co.
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Sam goes out of his way to connect with cutomers, simplify the lending process, and help the customer find the best mortgage rate by shopping hundreds of banks. This is a common response from my customers, " Sam broke lending down for in 3 minutes. He is a no-bullshit kind of guy and told me exactly what I had to do to be able to buy a home in 1-12 months."
Realtor
I have been a Realtor for over 10 years and Sam is the 1st Mortgage Lender to exceed my expectations. Btw, my expectations are seriously high becuase I close 50+ real estate deals per year. Sam's attributes are: people person so all my csutomers love him, closes usually in about 20 days, straight shooter with the customers, and great communication.
Realtor
Every borrower is different with a completely different past. Most…Most…buyers are honest but there is usually more to their story. So, I mist talk to them
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Sam is helping more than 300 Realtors across Florida and Illinois. His infectious positive attitude, real estate knowledge, servant cusomer service, and mortgage expertise sets him apart from other mortgage lenders. Plus, he actually lives in Florida!