Real Estate Agent Income Calculator
Enter your production and your current plan. See what you pay your brokerage today, and what you would keep at Realty ONE Group Elevate.
Use this real estate agent income calculator to compare your current split, cap, royalty and fees with Elevate’s $11,111 cap. It takes about a minute. Or have Tanya run your numbers for you.
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How Much Do Real Estate Agents Keep? Quick Answer
What an agent keeps equals gross commission minus the brokerage’s share (until any cap), royalties or franchise fees, per-transaction fees and monthly fees. On $250,000 of gross commission, a typical 70/30 plan with a $21,000 cap, a 6% royalty capped at $3,000 and $100 a month in fees costs about $25,200 a year. At Realty ONE Group Elevate the most an agent pays toward the cap is $11,111, with no desk or royalty fees.
See all brokerages side by side: real estate commission splits compared.
Realty ONE Group Elevate Fees at a Glance
| Commission split | None |
|---|---|
| Broker fee | $399 per closing, charged to the buyer or seller |
| Transaction fee | $0 to $2,200 per closing, based on sale price |
| Annual cap | $11,111; both fees count toward it, then you keep 100% for the rest of the year |
| Desk and royalty fees | None |
| Technology | Bring your own tech for $0, or the optional ONE Toolchest suite for $99/month |
| Revenue share | $75 per closing by each agent you refer, until that agent caps |
See the full transaction fee table and the Top Producer Cap Transfer Program for agents switching mid-year.
Why Realtors Choose Realty ONE Group Elevate
Realty ONE Group Elevate is a Realty ONE Group brokerage serving Northeast Florida from Fernandina Beach to Daytona Beach, with offices in Jacksonville and St. Augustine. Broker/Owner Tanya Cosmini has 20 years of real estate experience and nearly $200 million in career sales, and she works on a referral-only basis, so she does not compete with her own agents for listings and buyers. On Homes.com she shows 83 closed sales totaling $41.8 million over the prior five years and a 5.0-star rating from 22 reviews.
Behind the local office is Realty ONE Group International, named the No. 1 real estate franchise in Entrepreneur’s Franchise 500 for the fifth year in a row in January 2026, with more than 20,000 real estate professionals in over 450 offices across about 30 countries.
Talk to Tanya About Your Next Move
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Income Calculator FAQ
How accurate is the real estate agent income calculator?
It is an estimate based on the numbers you enter and equal-sized sales. For an exact comparison, bring your commission statements to a strategy call.
Why does the $399 broker fee not reduce my income?
At Elevate the $399 broker fee is charged to the buyer or seller, but it still counts toward your $11,111 cap.
What should I enter for my current plan?
Use your independent contractor agreement: your split, cap, any royalty or franchise fee and its cap, per-transaction fees and monthly fees.
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Realty ONE Group Elevate is a licensed real estate brokerage in Florida. Fees and programs described here are current as of November 2026 and may change; ask for the current independent contractor agreement before joining. This page is for informational and recruiting purposes only and is not legal, tax or investment advice. Equal Housing Opportunity.
Our Family of Companies
- Homes for sale in St. Augustine and Nocatee with Tanya Cosmini, Broker/Owner
- Title Company of Florida, title insurance, escrow, and closings statewide, including investor double closings
- Rental Property Partners, property management in Jacksonville, St. Augustine, and Ponte Vedra
Affiliated business disclosure: Realty ONE Group Elevate is owned by Tanya Cosmini. Title Company of Florida is owned by her husband, Sam Gorniak, and Rental Property Partners is owned within the same family. Because of these family relationships, the owners may benefit when you use more than one of these companies. You are not required to use any of them and are free to choose other providers.