Realty ONE Group vs eXp Realty: Which Is Better for Jacksonville Agents?
A cloud brokerage with stock and revenue share, or a local office with a lower cap and a broker you can call. Here is the honest comparison.
Looking at Realty ONE Group vs eXp? eXp Realty is a cloud-based brokerage known for its revenue share and stock programs. Realty ONE Group Elevate is a local brokerage with offices in Jacksonville and St. Augustine and a lower annual cap. Here is how the two compare. Talk to Tanya about Realty ONE Group vs eXp.
Realty ONE Group vs eXp: Quick Answer
eXp Realty publishes an 80/20 split until a $16,000 annual cap, then 100% subject to transaction fees, plus an $85 monthly cloud brokerage fee and a one-time startup fee. Realty ONE Group Elevate has no split: a $399 broker fee (charged to the buyer or seller) and a $0–$2,200 transaction fee per closing count toward an $11,111 annual cap, with no monthly fee unless you choose the optional $99 ONE Toolchest. eXp offers a seven-level revenue share and stock awards; Elevate offers a $75-per-closing revenue share, local offices and direct broker access.
Fees and Cap Side by Side
| eXp Realty (published plan) | Realty ONE Group Elevate | |
|---|---|---|
| Commission split | 80/20 until cap | No split |
| Annual cap | $16,000 (anniversary year) | $11,111 (broker and transaction fees combined) |
| Monthly fee | $85 cloud brokerage fee | None ($99 ONE Toolchest optional) |
| Startup fee | $149 one-time | None stated |
| After cap | 100%, subject to per-transaction fees | 100% for the rest of the year |
| Revenue share | Seven levels, plus stock programs | $75 per closing by referred agents until they cap |
| Offices | Cloud-based | Jacksonville and St. Augustine offices |
Which Is Better for You?
If building a large downline for revenue share and holding company stock is your main goal, eXp is built around that. If your goal is keeping more of each commission, having a broker who picks up the phone and an office where agents actually meet, Elevate’s lower cap and local leadership are hard to beat. An agent who caps at both pays up to $16,000 plus $1,020 in monthly fees at eXp, compared with a maximum of $11,111 at Elevate.
What eXp Agents Tell Us They Miss
- In-person training, masterminds and accountability
- A local broker who knows Northeast Florida contracts, builders and title companies
- An office to meet clients and other agents
Competitor figures are general, publicly reported structures as of November 2026 and vary by office. Each Keller Williams market center and RE/MAX office is independently owned and sets its own split, cap and fees. Always ask any brokerage, including ours, for its current written fee schedule. Keller Williams, eXp Realty and RE/MAX are trademarks of their respective owners; this page is not affiliated with or endorsed by them.
Realty ONE Group Elevate Fees at a Glance
| Commission split | None |
|---|---|
| Broker fee | $399 per closing, charged to the buyer or seller |
| Transaction fee | $0 to $2,200 per closing, based on sale price |
| Annual cap | $11,111; both fees count toward it, then you keep 100% for the rest of the year |
| Desk and royalty fees | None |
| Technology | Bring your own tech for $0, or the optional ONE Toolchest suite for $99/month |
| Revenue share | $75 per closing by each agent you refer, until that agent caps |
See the full transaction fee table and the Top Producer Cap Transfer Program for agents switching mid-year.
Why Realtors Choose Realty ONE Group Elevate
Realty ONE Group Elevate is a Realty ONE Group brokerage serving Northeast Florida from Fernandina Beach to Daytona Beach, with offices in Jacksonville and St. Augustine. Broker/Owner Tanya Cosmini has 20 years of real estate experience and nearly $200 million in career sales, and she works on a referral-only basis, so she does not compete with her own agents for listings and buyers. On Homes.com she shows 83 closed sales totaling $41.8 million over the prior five years and a 5.0-star rating from 22 reviews.
Behind the local office is Realty ONE Group International, named the No. 1 real estate franchise in Entrepreneur’s Franchise 500 for the fifth year in a row in January 2026, with more than 20,000 real estate professionals in over 450 offices across about 30 countries.
Talk to Tanya About Your Next Move
Send a quick note and Tanya will reach out to set up a confidential, no-pressure conversation. Or pick a time on her calendar.
Contact Us
We would love to hear from you! Please fill out this form and we will get in touch with you shortly.
Frequently Asked Questions
Is eXp Realty cheaper than Realty ONE Group?
Based on published plans, Realty ONE Group Elevate’s $11,111 cap is lower than eXp’s $16,000 cap, and Elevate has no required monthly fee.
Does Realty ONE Group have revenue share like eXp?
Yes, on a simpler scale: Elevate pays $75 per closing by each agent you refer until that agent caps. eXp’s program is multi-level and includes stock.
Can I keep my eXp revenue share if I leave?
Rules are set by eXp. Read your eXp agreement and policies before switching.
Does Realty ONE Group Elevate have an office?
Yes. Offices in Jacksonville and St. Augustine, serving agents from Fernandina Beach to Daytona Beach.
Keep Exploring
- What Realtors look for in a brokerage
- Brokerage for Realtors who invest
- Brokerage for house flippers
- Brokerage with real broker support
- Best brokerage for new agents
- Brokerage culture
- Questions to ask a brokerage
- Brokerage with office space
- Our fees
- Mentorship program
- Tech options
Realty ONE Group Elevate is a licensed real estate brokerage in Florida. Fees and programs described here are current as of November 2026 and may change; ask for the current independent contractor agreement before joining. This page is for informational and recruiting purposes only and is not legal, tax or investment advice. Equal Housing Opportunity.
Our Family of Companies
- Homes for sale in St. Augustine and Nocatee with Tanya Cosmini, Broker/Owner
- Title Company of Florida, title insurance, escrow, and closings statewide, including investor double closings
- Rental Property Partners, property management in Jacksonville, St. Augustine, and Ponte Vedra
Affiliated business disclosure: Realty ONE Group Elevate is owned by Tanya Cosmini. Title Company of Florida is owned by her husband, Sam Gorniak, and Rental Property Partners is owned within the same family. Because of these family relationships, the owners may benefit when you use more than one of these companies. You are not required to use any of them and are free to choose other providers.