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Free guide for Realtors

The Realtor-to-Investor Playbook

How Northeast Florida agents build wealth beyond commissions with flips, rentals and hard money.

Send Me the Playbook

The Realtor investor playbook is a free, 6-page guide for agents who want to stop trading time for commissions and start owning property. You already find deals, judge value and negotiate every day. This guide shows you how to put those skills to work for your own portfolio.

What’s Inside the Playbook

  • The three investing paths most agents take: fix and flip, buy and hold, and BRRRR
  • Hard money 101: how terms commonly work and the questions to ask every lender
  • A flip worksheet using the 70% rule, and a monthly rental cash-flow worksheet
  • Your deal team checklist: lenders, contractors, title, insurance and property management
  • Florida considerations for licensees who buy and sell for themselves
  • A 90-day plan to buy your first investment property

Get the Free Playbook

Fill out the form and we will send the Realtor-to-Investor Playbook to your inbox. In the comments, tell us whether you are interested in flips, rentals or both.

Contact Us

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Want Our Hard Money Contacts?

The playbook explains how hard money works. Our vetted list of hard money lenders, private lenders and contractors is shared with Realty ONE Group Elevate agents only. Join Elevate and you get the list, plus a broker who will review your deals.

Talk to Tanya About Joining

Realty ONE Group Elevate is a licensed real estate brokerage and is not a lender. We connect our agents with independent lenders who set their own terms.

Why Realtors Choose Realty ONE Group Elevate

Realty ONE Group Elevate is a Realty ONE Group brokerage serving Northeast Florida from Fernandina Beach to Daytona Beach, with offices in Jacksonville and St. Augustine. Broker/Owner Tanya Cosmini has 20 years of real estate experience and nearly $200 million in career sales, and she works on a referral-only basis, so she does not compete with her own agents for listings and buyers. On Homes.com she shows 83 closed sales totaling $41.8 million over the prior five years and a 5.0-star rating from 22 reviews.

Behind the local office is Realty ONE Group International, named the No. 1 real estate franchise in Entrepreneur’s Franchise 500 for the fifth year in a row in January 2026, with more than 20,000 real estate professionals in over 450 offices across about 30 countries.

Learn more: brokerage for Realtors who invest and brokerage for house flippers.

Playbook FAQ

Is the playbook really free?

Yes. Fill out the form and we will email it to you.

Do I have to be an Elevate agent to get it?

No. Any licensed agent can request the playbook. Our hard money and contractor contacts are shared with Elevate agents only.

Does Realty ONE Group Elevate lend money?

No. Elevate is a real estate brokerage, not a lender. We introduce our agents to independent lenders.

Keep Exploring

Realty ONE Group Elevate is a licensed real estate brokerage in Florida. Fees and programs described here are current as of November 2026 and may change; ask for the current independent contractor agreement before joining. This page is for informational and recruiting purposes only and is not legal, tax or investment advice. Equal Housing Opportunity.

Our Family of Companies

Affiliated business disclosure: Realty ONE Group Elevate is owned by Tanya Cosmini. Title Company of Florida is owned by her husband, Sam Gorniak, and Rental Property Partners is owned within the same family. Because of these family relationships, the owners may benefit when you use more than one of these companies. You are not required to use any of them and are free to choose other providers.